submit your guest posts about Credits and Loans

Credits and Loans

Home-Equity Loans 101

Home-equity loans are a form of second position loan where the lender uses the equity of one’s house as collateral to obtain a loan. A home equity loan basically
Read More

Different Types of Personal Loans

A personal loan is essentially a loan that you apply for according to your income and credit history. Personal loans can be termed as unsecured personal loans or signature
Read More

Advantage And Disadvantage Of Using a Line Of Credit

A line of credit is basically a credit facility offered by an institution or bank to an individual, company or government consumer that allows the consumer to draw upon
Read More

Difference Between Loan and Credit Facility

There can be no doubt that both the loan and credit facilities are similar but the difference lies in the manner of disbursing the loan amount. The loan that
Read More

Jumbo Mortgages – Are They Right For You?

Jumbo mortgages are mortgages with adjustable interest rates. As the name suggests, these loans have very high interest rates. Jumbo mortgages are used by people with bad credit, military
Read More

Government-Insured Mortgages

A government-insured mortgage is what it sounds like: an insurance mortgage loan which is insured by the federal government. Government-insured mortgages can also be called government-backed loans, but the
Read More

Conventional Mortgages

The reason Conventional mortgages are sometimes referred to as UK Mortgages is because they are typically issued by a government agency. While the Department for the Treasury is the
Read More

What Are the 3 Types of Mortgages?

What are the 3 types of mortgages? In layman’s terms, a mortgage is a financial arrangement that a borrower and a lender make in order to repay their debts.
Read More

Mortgage Loan

Mortgage (or just “mortgage”) is a kind of unsecured financial loan which involves the transfer of property to the lender to raise funds to buy real estate. Mortgage lenders
Read More

What factors affect your credit score?

Your credit score is becoming increasingly more important in different aspects of your life. Many different types of lenders now access your credit file to determine whether you’re eligible
Read More