Retirement planning usually refers to the systematic plans of saving, investing, and eventually distribution of surplus cash meant to support oneself during retirement. A retirement plan generally consists of

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First and foremost, saving money for retirement is important as it helps protect you against a financially difficult financial situation. It can also help you cover for large unexpected

The five areas of personal finance are: financial goals, long-term planning, assets and liabilities, retirement funds and liquid assets. Financial goals can be set for the next year, five

Zero-based budgeting, also known as frugal budgeting, is a way of budgeting where expenses are only justified every month for a certain period of time. You keep track of

If you run a business, personal bookkeeping can be vital to the success of your company. There are many times when personal business expenses will run over budget and

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